Auto enrolment in 2019: minimum contributions are changing

/ 28 February 2019

Gary Silver

Millions of employees have been automatically enrolled in a workplace pension since auto enrolment started in 2012. If you are operating an auto enrolment pension scheme, it’s worth knowing about a change in the coming months.

What is changing?

From April 2019, the minimum automatic enrolment contributions are set to increase. The current minimum total contribution is 5% and this will increase to a total minimum of 8%:

Date effective

minimum contribution

Staff contribution

Total minimum contribution

April 2018
until March 2019




April 2019
to March 2020




There are variations depending on your pension scheme.

What do I need to do?

If you’re an employer who processes your own company payroll, you’ll need to take the appropriate steps before the changes take effect in April 2019.

You won’t need to take any further action if you’re an employer who:

  • does not have employees in an auto enrolment scheme, or
  • is making contributions that are already above the minimum amounts

If you’re uncertain of your responsibilities, a professional review could help you. Our team at BKL Wealth, experts in providing pensions advice and auto enrolment, can offer reviews of your auto enrolment compliance, including your ongoing duties.

Book an auto enrolment review with our enquiry form

To help you reduce costs, stress and risk, our experienced payroll team can deal with your company payroll. Find out more about our range of payroll services here.

Gary Silver

Senior Manager, Head of Payroll

T +44 (0)20 8922 9389
E gary.silver@bkl.co.uk

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